There’s something magical about transforming a classic banana bread recipe into a delightful French toast, and this White Chocolate Banana Bread French Toast takes that magic to a whole new level. Imagine the sweet, comforting flavors of banana bread, enriched with creamy white chocolate, all toasted to perfection and served with a drizzle of syrup and a dollop of whipped cream. It’s the kind of breakfast that feels indulgent yet comforting, perfect for lazy weekends or special occasions.
Prepare your taste buds for a symphony of flavors and textures as we dive into this delicious recipe. With its rich banana flavor and creamy white chocolate morsels, this dish is not just breakfast; it’s an experience.
Why This Recipe Belongs in Your Rotation

This White Chocolate Banana Bread French Toast is not just another breakfast option; it’s a crowd-pleaser that will impress anyone fortunate enough to enjoy it. The combination of ripe bananas and rich white chocolate creates a unique flavor profile that elevates the traditional French toast experience. It’s simple enough for a weekday breakfast yet fancy enough for a brunch gathering. Plus, this recipe utilizes very ripe bananas, giving you a delicious way to use up those overripe fruits sitting on your counter.
Ingredients at a Glance
To whip up this decadent French toast, you’ll need the following ingredients:
- 1/2 cup butter, softened
- 1 1/3 cups sugar
- 4 large eggs
- 2 cups mashed very ripe bananas, about 4 medium
- 1/4 cup heavy cream
- 2 teaspoons vanilla extract
- 2 teaspoons lemon juice
- 3/4 teaspoon almond extract
- 3 cups all-purpose flour
- 2 teaspoons baking powder
- 1 teaspoon baking soda
- 1 teaspoon salt
- 1 teaspoon ground cinnamon
- 1 cup white chocolate morsels
- 4 large eggs (for the custard)
- 1 1/2 teaspoons vanilla extract (for the custard)
- 3/4 teaspoon ground cinnamon (for the custard)
- 1/2 teaspoon ground nutmeg
- 1 cup half-and-half
- 3 tablespoons butter (for frying)
- Maple syrup, for serving
- Whipped cream, for serving
Hardware & Gadgets
To make this White Chocolate Banana Bread French Toast, you’ll need the following tools:
- Mixing Bowls – For combining ingredients.
- Whisk – Essential for blending the custard smoothly.
- Measuring Cups and Spoons – Accurate measurements are key to baking success.
- Baking Dish – To bake the banana bread.
- Skillet or Griddle – For frying the French toast to golden perfection.
- Spatula – To flip the French toast with ease.
Stepwise Method: White Chocolate Banana Bread French Toast

Step 1: Make the Banana Bread
Start by preheating your oven to 350°F (175°C). In a large mixing bowl, cream together the softened butter and sugar until light and fluffy. Add the eggs one at a time, mixing well after each addition. Then, stir in the mashed bananas, heavy cream, vanilla extract, lemon juice, and almond extract until well combined.
Step 2: Combine Dry Ingredients
In another bowl, whisk together the all-purpose flour, baking powder, baking soda, salt, and ground cinnamon. Gradually add the dry mixture to the wet ingredients, stirring just until combined. Be careful not to overmix; a few lumps are perfectly fine. Finally, fold in the white chocolate morsels.
Step 3: Bake the Banana Bread
Pour the batter into a greased baking dish and spread it evenly. Bake in the preheated oven for 60-70 minutes, or until a toothpick inserted into the center comes out clean. Once done, allow the banana bread to cool completely before slicing.
Step 4: Prepare the Custard Mixture
In a large bowl, whisk together the eggs, vanilla extract, ground cinnamon, nutmeg, and half-and-half. This custard will soak into the banana bread slices, making them rich and flavorful.
Step 5: Slice the Banana Bread
Once the banana bread has cooled, slice it into thick pieces, about 1-inch thick. This thickness will allow the bread to soak up the custard without falling apart.
Step 6: Soak the Bread
Dip each slice of banana bread into the custard mixture, allowing it to soak for a few seconds on each side. Make sure it’s well-coated but not too soggy.
Step 7: Fry the French Toast
In a skillet or griddle over medium heat, melt the butter. Once hot, add the soaked banana bread slices. Cook for about 3-4 minutes on each side, or until golden brown and slightly crispy.
Step 8: Serve and Enjoy
Serve your White Chocolate Banana Bread French Toast warm, drizzled with maple syrup and topped with whipped cream. Add fresh fruit for a pop of color and extra flavor!
Substitutions by Category

- Dairy Alternatives: Use coconut cream or almond milk instead of heavy cream and half-and-half for a dairy-free version.
- Sweetener Alternatives: Swap out sugar for coconut sugar or a sugar alternative like stevia for a lower-calorie option.
- Flour Alternatives: Use whole wheat flour or gluten-free flour for a healthier version.
- Chocolate Alternatives: If white chocolate isn’t your thing, try dark chocolate chips or even nuts for added crunch.
Cook’s Notes
- Make sure your bananas are very ripe for the best flavor and sweetness.
- Feel free to add nuts or spices to the batter for added texture and flavor.
- For an extra treat, you can sprinkle some powdered sugar on top before serving.
- This French toast is best enjoyed fresh, but leftovers can be refrigerated and reheated.
Freezer-Friendly Notes
This White Chocolate Banana Bread French Toast can be frozen for later enjoyment. After frying, allow the slices to cool completely, then arrange them in a single layer on a baking sheet. Freeze until solid, then transfer to an airtight container or freezer bag. They will keep well for up to 2 months. To reheat, simply pop them in the toaster or heat in a skillet until warmed through.
Ask the Chef
Can I use frozen bananas for this recipe?
Absolutely! Frozen bananas work great for banana bread. Just make sure to thaw them and drain any excess liquid before mashing.
How do I know when my banana bread is done baking?
A toothpick inserted into the center should come out clean or with just a few moist crumbs. If it comes out wet with batter, it needs more time in the oven.
Can I make this recipe ahead of time?
Yes! You can prepare the banana bread a day in advance and store it in an airtight container. Just slice and soak in the custard mixture right before frying.
What can I serve with this French toast?
This delicious French toast pairs wonderfully with fresh fruit, yogurt, or even a sprinkle of nuts for added crunch. Don’t forget the maple syrup and whipped cream!
Healthy-ish Favorites
- Whole Wheat Banana Pancakes
- Avocado Toast with Poached Eggs
- Chia Seed Pudding
- Oatmeal Banana Muffins
Final Thoughts
The White Chocolate Banana Bread French Toast is a delightful fusion of flavors that will have everyone coming back for seconds. It’s a perfect way to start your day or enjoy as a special treat. With its soft, moist interior and crispy exterior, drizzled with warm maple syrup, it’s truly a breakfast to remember. Whatever the occasion, this dish is sure to impress and satisfy. So gather your ingredients, fire up the skillet, and indulge in this delicious creation that’s bound to become a favorite in your breakfast rotation!

White Chocolate Banana Bread French Toast
Ingredients
For the Banana Bread:
- 1/2 cup butter softened
- 1 1/3 cups sugar
- 4 large eggs
- 2 cups mashed very ripe bananas about 4 medium
- 1/4 cup heavy cream
- 2 teaspoons vanilla extract
- 2 teaspoons lemon juice
- 3/4 teaspoon almond extract
- 3 cups all-purpose flour
- 2 teaspoons baking powder
- 1 teaspoon baking soda
- 1 teaspoon salt
- 1 teaspoon ground cinnamon
- 1 cup white chocolate morsels
For the Custard:
- 4 large eggs
- 1 1/2 teaspoons vanilla extract
- 3/4 teaspoon ground cinnamon
- 1/2 teaspoon ground nutmeg
- 1 cup half-and-half
For Frying:
- 3 tablespoons butter for frying
For Serving:
- Maple syrup for serving
- Whipped cream for serving
Instructions
Stepwise Method:
- Step 1: Make the Banana Bread - Preheat your oven to 350°F (175°C). In a large mixing bowl, cream together the softened butter and sugar until light and fluffy. Add the eggs one at a time, mixing well after each addition. Stir in the mashed bananas, heavy cream, vanilla extract, lemon juice, and almond extract until well combined.
- Step 2: Combine Dry Ingredients - In another bowl, whisk together the all-purpose flour, baking powder, baking soda, salt, and ground cinnamon. Gradually add the dry mixture to the wet ingredients, stirring just until combined. Be careful not to overmix; a few lumps are perfectly fine. Finally, fold in the white chocolate morsels.
- Step 3: Bake the Banana Bread - Pour the batter into a greased baking dish and spread it evenly. Bake in the preheated oven for 60-70 minutes, or until a toothpick inserted into the center comes out clean. Allow the banana bread to cool completely before slicing.
- Step 4: Prepare the Custard Mixture - In a large bowl, whisk together the eggs, vanilla extract, ground cinnamon, nutmeg, and half-and-half. This custard will soak into the banana bread slices, making them rich and flavorful.
- Step 5: Slice the Banana Bread - Once the banana bread has cooled, slice it into thick pieces, about 1-inch thick. This thickness will allow the bread to soak up the custard without falling apart.
- Step 6: Soak the Bread - Dip each slice of banana bread into the custard mixture, allowing it to soak for a few seconds on each side. Make sure it’s well-coated but not too soggy.
- Step 7: Fry the French Toast - In a skillet or griddle over medium heat, melt the butter. Once hot, add the soaked banana bread slices. Cook for about 3-4 minutes on each side, or until golden brown and slightly crispy.
- Step 8: Serve and Enjoy - Serve your White Chocolate Banana Bread French Toast warm, drizzled with maple syrup and topped with whipped cream. Add fresh fruit for a pop of color and extra flavor!
Equipment
- Mixing bowls
- Whisk
- Measuring cups and spoons
- Baking Dish
- Skillet or griddle
- Spatula
Notes
- Use very ripe bananas for the best flavor.
- Add nuts or spices to the batter for extra texture.
- Sprinkle powdered sugar on top before serving for an extra treat.
- Leftovers can be refrigerated and reheated.
- This dish can be frozen for up to 2 months.
