In a large pot or Dutch oven, heat 2 teaspoons of olive oil over medium heat. Add the diced onion and sauté for about 3-4 minutes until it becomes translucent. Stir in the minced garlic, dried oregano, kosher salt, and freshly ground black pepper, cooking for an additional 1-2 minutes until fragrant.
Sprinkle in the ground cumin, ground cloves, and cayenne red pepper. Stir well to coat the onions and garlic with the spices, allowing them to toast slightly for about 1 minute.
Carefully add the low-sodium vegetable broth to the pot, stirring to combine all the ingredients. Bring the mixture to a gentle simmer.
Incorporate the rinsed cannellini beans, navy beans, chickpeas, and diced green chiles. Stir everything together and allow the chili to simmer for another 5-7 minutes, letting the flavors meld beautifully.
Once the chili is heated through, remove it from the heat and squeeze the juice of one medium lime into the pot. Give it a final stir and taste, adjusting the seasoning with more salt and pepper if necessary.
Ladle the chili into bowls and serve hot. Top with your favorite garnishes like avocado, cilantro, or a dollop of sour cream, if desired. Enjoy your hearty and flavorful chili!